The global financial architecture is undergoing its most profound structural realignment since Bretton Woods. Buffeted by geopolitical fragmentation and aggressive monetary tightening, the traditional hegemony of a single reserve currency is facing unprecedented pushback, with the International Monetary Fund (IMF) reporting that the U.S. dollar’s share of global foreign exchange reserves has hovered at historic lows of roughly 58%. Across the African continent, this friction manifests as an acute balance-of-payments crisis and a severe shortage of foreign exchange. [...]